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are you frustrated? Not getting the financial help you need from SBA or FEMA?If yes, you're invited to attend our work session Tuesday 4:30 PM at Town Hall. Or e mail your questions and they will be answered
ARE YOU CONFUSED ABOUT FEMA? ABOUT SBA? MEETING TUESDAY AT 4:30 pm
Have you reached out to FEMA, SBA or your insurance company and been disappointed? Or, are you having good experiences, getting the financial help you need?
FEMA will also take applications at the Greenburgh Library Sunday 9 AM to 5 PM…Monday and Tuesday October 4 and 5 10 am to 6 pm
This Tuesday, at 4:30 PM a representative from the government affairs office of FEMA and SBA will attend a Town Board work session at Town Hall (177 Hillside Ave, White Plains). If you have any questions about the financial assistance programs they offer or concerns please e mail me at email@example.com. We will ask the questions. You can also attend the meeting. Questions, problems people are having will be highlighted. Many residents have lost cars, suffered tens of thousands of dollars in property losses and our now struggling through government red tape. Some residents are staying in hotels and they still haven’t received any financial help or inadequate support.
If you need extra help we have a storm reliefs angel volunteer program and have been matching volunteers with residents. We hope to also give direct feedback as to what is working and not working with our congressional and state legislative delegation.
PAUL FEINER Greenburgh Town Supervisor
I am sending you the answers to the questions you sent me, and I am VERY GLAD I double checked, since I had given you the maximum amount as $36,500 and it is $36,000. I stand corrected.
Received this from the government liaison from FEMA
i. There are two categories of IHP assistance: Housing Assistance and Other Needs Assistance (ONA).
i. Damage to the structural components (e.g., foundation) of the home of Damage to critical utilities that support the overall function of the home (e.g., furnace, water heater)
ii. Damage to the structure’s interior (e.g., doors, floor covering); limited to rooms required for the occupancy of the dwelling (e.g., occupied bedrooms, a bathroom required for the occupied bedroom, a sole kitchen or living room); and no other room in another part of the dwelling meets that need
iii. Damage presenting a hazard (e.g., wet or moldy drywall, carpet, or cabinets) in non-essential living areas (for removal only)
MARIA FIGUEROA, FEMA
Good morning Mr. Paul Feiner,
We received an email from FEMA related to possible questions regarding SBA disaster assistance loans that should be answered before the scheduled Town Board meeting on October 5.
As stated in our meeting, SBA disaster loans are individually evaluated, and we always ask the Applicants to verify with any agencies or organizations administering any grant or other assistance program under this declaration to determine how an approval of SBA disaster loan might affect their eligibility.
The money for the disaster loans is disbursed in phases and only after certain criteria are met in receiving other funds. SBA is trying to not duplicate assistance from elsewhere.
We will try to answer all the questions that you might have, however we ask you to understand that each loan scenario is different and therefore the answerers should be asked at the time of applying for the disaster assistance loan and addressed to the loan officer assigned to the case.
First, please let me clarify that an SBA’s Disaster Loans cannot be forgiven. It would take an Act of Congress to change the law regarding this. Under the CARES ACT certain COVID-19 loans are forgiven, however that feature was written into law only for the PPP (offered through a bank) and several other types of loans due to the unique situation caused by the Coronavirus. The forgiveness does not include the Economic Injury Disaster Loans made by the Office of Disaster Assistance.
As for the case scenario presented in the question posted for SBA, we have a few questions to ask that possibly might clarify the issue, as follow:
1)Did the applicant submit a plan for elevation and get their loan increased, or is this issue premature?
2) Although receiving FEMA funds are considered a duplication of benefits, it is only true if FEMA’s funds are for the same purposes of our loan. I realize that FEMA is now awarding mitigation grants, but we can reduce the loan for any benefits received that are determined to be a duplication of benefits during the disbursement process. Have they been told FEMA is awarding money for this purpose?
3) We usually require what is called an “Assignment of Insurance Proceeds” when the loan is approved ahead of receiving an insurance payout. This is a loan closing document that is filed by the applicant with the insurance company that essentially says to add SBA as a loss payee to the claim so that the money paid out will eventually come to us and pay the loan down.
However, for case-by-case assistance or inquiry, we need a Privacy Release Form signed by constituent with loan number and more information regarding the Applicant. Please send us the information and we will try to reach out to the Processing and Disbursement Center.
Hope that we were able to clarify your questions.
US Small Business Administration (SBA) - Office of Disaster Assistance (ODA) - Field Operations Center East (FOCE)
Public Affairs Specialist
Serving the Presidential Disaster NY17147
Office of Disaster Assistance - FOCE
U.S. Small Business Administration